Building a Client-First Banking Future: Insights from France for Canada-September 2025

Learn all the essentials about building a Client-First Banking Future around the France Canada World !

Personalized Banking is reshaping the global financial landscape, driving banks to innovate and deliver tailored digital services that meet client expectations. In France, this transformation is supported by strong fintech partnerships, dynamic innovation labs, and progressive regulations that foster digital growth. Canada, however, faces challenges with fragmented regulations between federal and provincial levels, unclear data privacy rules, and limited awareness of open banking.

This whitepaper offers a practical roadmap to accelerate technology adoption in Canada by aligning regulatory practices with emerging digital trends. By comparing France and Canada’s journeys across banks, regulations, universities, and labs, it highlights both strengths and gaps while recommending a phased approach-spanning one month, six months, and five years-to enhance cybersecurity, digital identification, and fintech integration. Through these measures, Canada’s financial sector can move toward a more competitive, innovative, and client-centered banking experience.

Contents

1. EXECUTIVE SUMMARY

2. INTRODUCTION

3. TECHNOLOGY AS A GROTH DRIVER

4. REGULATORY FRAMEWORKS FOR INNOVATION

5. FUTURE OF TECHNOLOGICAL INNOVATION

6. RECOMMENDATIONS

7. REFERENCES

Find the whitepaper

You can find the full whitepaper below :

Building a Client-First Banking Future.pdf

Download PDF • 3.93MB